{"id":11428624,"date":"2025-09-23T12:38:17","date_gmt":"2025-09-23T10:38:17","guid":{"rendered":"https:\/\/alertdiver.eu\/?p=11428624"},"modified":"2025-09-23T15:44:55","modified_gmt":"2025-09-23T13:44:55","slug":"potapecske-centrum-versus-profesionalni-clenstvi-ktere-pojisteni-si-vybrat","status":"publish","type":"post","link":"https:\/\/alertdiver.eu\/cs_CZ\/clanky\/potapecske-centrum-versus-profesionalni-clenstvi-ktere-pojisteni-si-vybrat\/","title":{"rendered":"Pot\u00e1p\u011b\u010dsk\u00e9 centrum versus profesion\u00e1ln\u00ed \u010dlenstv\u00ed: Kter\u00e9 poji\u0161t\u011bn\u00ed si vybrat?"},"content":{"rendered":"<h4><em data-renderer-mark=\"true\">Stru\u010dn\u00fd pr\u016fvodce pro zaji\u0161t\u011bn\u00ed pln\u00e9 ochrany pro pot\u00e1p\u011b\u010dsk\u00e1 centra, kluby a instruktory.<\/em><\/h4>\n<p><em data-renderer-mark=\"true\">Jsme na lodi a je kr\u00e1sn\u00fd den. Slunce sv\u00edt\u00ed, v\u00edtr je osv\u011b\u017euj\u00edc\u00ed, ale proto\u017ee je v\u011btrno, mo\u0159e je trochu rozbou\u0159en\u00e9. Lo\u010f se houpe a&#8230; jejda: spadne jedna lahevs d\u00fdchac\u00edm plynem a zlom\u00ed palec Marii Grazii, kter\u00e1 je povol\u00e1n\u00edm zuba\u0159ka. Za bezpe\u010dnost na palub\u011b jsou zodpov\u011bdn\u00ed divemaster a kapit\u00e1n. Mo\u017en\u00e1 jeden z nich lahve \u0159\u00e1dn\u011b nezajistil. Nebo mo\u017en\u00e1 syst\u00e9m upevn\u011bn\u00ed, kter\u00fd zvolilo pot\u00e1p\u011b\u010dsk\u00e9 centrum, nebyl vhodn\u00fd. Zuba\u0159ka Maria Grazia nebude moci m\u011bs\u00edc pracovat. P\u0159ijde nejen o p\u0159\u00edjem, ale i o klienty, a bude po\u017eadovat od\u0161kodn\u011bn\u00ed. Poj\u010fme se v\u0161ichni \u0159\u00e1dn\u011b chr\u00e1nit. N\u00ed\u017ee je uveden komplexn\u00ed pr\u016fvodce.<\/em><\/p>\n<hr \/>\n<p data-renderer-start-pos=\"5642\">Pokud vedete pot\u00e1p\u011b\u010dsk\u00e9 centrum nebo pot\u00e1p\u011b\u010dsk\u00fd klub, mo\u017en\u00e1 jste si alespo\u0148 jednou polo\u017eili jednu z t\u011bchto dvou ot\u00e1zek:<\/p>\n<ul>\n<li data-renderer-start-pos=\"5765\">\u201ePokud m\u00e1 moje centrum poji\u0161t\u011bn\u00ed pro <a href=\"https:\/\/www.daneurope.org\/cs\/poji%C5%A1t%C4%9Bn%C3%AD-odpov%C4%9Bdnosti-pot%C3%A1p%C4%9B%C4%8Dsk%C3%A1-st%C5%99ediska\"><strong data-renderer-mark=\"true\">pot\u00e1p\u011b\u010dsk\u00e9 centrum<\/strong><\/a>, pot\u0159ebuje ka\u017ed\u00fd instruktor tak\u00e9 osobn\u00ed pojistku?\u201c<\/li>\n<li data-renderer-start-pos=\"5875\">\u201ePokud maj\u00ed v\u0161ichni moji instrukto\u0159i ji\u017e poji\u0161t\u011bn\u00ed typu <a href=\"https:\/\/www.daneurope.org\/cs\/poji%C5%A1t%C4%9Bn%C3%AD-profesion%C3%A1ln%C3%ADho-pot%C3%A1p%C4%9Bn%C3%AD\"><strong data-renderer-mark=\"true\">\u010clen profesion\u00e1l<\/strong><\/a>, pot\u0159ebujeme i poji\u0161t\u011bn\u00ed pro pot\u00e1p\u011b\u010dsk\u00e9 centrum?\u201c<\/li>\n<\/ul>\n<p data-renderer-start-pos=\"6001\">To jsou legitimn\u00ed ot\u00e1zky, kter\u00e9 pramen\u00ed z pochopiteln\u00e9 touhy vyhnout se zbyte\u010dn\u00fdm n\u00e1klad\u016fm.<\/p>\n<p data-renderer-start-pos=\"6094\">V tomto \u010dl\u00e1nku najdete odpov\u011bdi na tyto ot\u00e1zky spolu s \u0159adou u\u017eite\u010dn\u00fdch informac\u00ed o nab\u00eddk\u00e1ch <strong data-renderer-mark=\"true\">DAN Europe<\/strong>. To v\u00e1m pom\u016f\u017ee u\u010dinit nejlep\u0161\u00ed volbu pro bezpe\u010dnost v\u00e1s i va\u0161ich zam\u011bstnanc\u016f.<\/p>\n<p data-renderer-start-pos=\"6278\">Za\u010dn\u011bme rychl\u00fdm p\u0159ehledem dostupn\u00fdch poji\u0161t\u011bn\u00ed typu: Pot\u00e1p\u011b\u010dsk\u00e9 centrum, \u010clen profesion\u00e1l a \u010clen sportovec.<\/p>\n<h3 id=\"Poji\u0161t\u011bn\u00ed-pot\u00e1p\u011b\u010dsk\u00fdch-center\" data-renderer-start-pos=\"6387\">Poji\u0161t\u011bn\u00ed pot\u00e1p\u011b\u010dsk\u00fdch center<\/h3>\n<ul>\n<li data-renderer-start-pos=\"6420\">Chr\u00e1n\u00ed pr\u00e1vnickou osobu (centrum, klub nebo pot\u00e1p\u011b\u010dskou \u0161kolu) p\u0159ed odpov\u011bdnost\u00ed za \u0161kodu zp\u016fsobenou t\u0159et\u00edm stran\u00e1m a pr\u00e1vn\u00edmi v\u00fdlohami souvisej\u00edc\u00edmi s poskytov\u00e1n\u00edm pot\u00e1p\u011b\u010dsk\u00fdch slu\u017eeb.<\/li>\n<li data-renderer-start-pos=\"6611\">Roz\u0161i\u0159uj\u00ed kryt\u00ed odpov\u011bdnosti na instruktory a pr\u016fvodce registrovan\u00e9 jako zam\u011bstnanci centra pro \u010dinnosti, kter\u00e9 v dan\u00e9m centru vykon\u00e1vaj\u00ed.<\/li>\n<li data-renderer-start-pos=\"6755\">Nevztahuj\u00ed se na \u00farazy instruktor\u016f a pr\u016fvodc\u016f.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11428571\" src=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/DC_1500.jpg\" alt=\"\" width=\"1500\" height=\"1000\" srcset=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/DC_1500.jpg 1500w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/DC_1500-300x200.jpg 300w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/DC_1500-768x512.jpg 768w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/DC_1500-700x467.jpg 700w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<h3 id=\"Poji\u0161t\u011bn\u00ed-typu-\u010clen-profesion\u00e1l\" data-renderer-start-pos=\"6805\">Poji\u0161t\u011bn\u00ed typu \u010clen profesion\u00e1l<\/h3>\n<ul>\n<li data-renderer-start-pos=\"6841\">Chr\u00e1n\u00ed jednotlivce (instruktora nebo pr\u016fvodce) v p\u0159\u00edpad\u011b \u00farazu nebo \u0161kody zp\u016fsoben\u00e9 t\u0159et\u00edm stran\u00e1m (profesn\u00ed odpov\u011bdnost a pr\u00e1vn\u00ed obhajoba).<\/li>\n<li data-renderer-start-pos=\"6985\">Kryt\u00ed se vztahuje na jednotliv\u00e9ho instruktora, nikoli na centrum, tak\u017ee plat\u00ed i v p\u0159\u00edpad\u011b, \u017ee pracuje ve v\u00edce centrech nebo \u201ena voln\u00e9 noze\u201c.<\/li>\n<\/ul>\n<h3 id=\"Poji\u0161t\u011bn\u00ed-typu-\u010clen-sportovec\" data-renderer-start-pos=\"7129\">Poji\u0161t\u011bn\u00ed typu \u010clen sportovec<\/h3>\n<ul>\n<li data-renderer-start-pos=\"7162\">Chr\u00e1n\u00ed jednotlivce (rekrea\u010dn\u00edho pot\u00e1p\u011b\u010de, instruktora pot\u00e1p\u011bn\u00ed nebo pr\u016fvodce) v p\u0159\u00edpad\u011b osobn\u00edho pot\u00e1p\u011b\u010dsk\u00e9ho \u00farazu, ale nezahrnuj\u00ed profesn\u00ed odpov\u011bdnost.<\/li>\n<li data-renderer-start-pos=\"7321\">Jsou dobrou volbou, pokud je instruktor ji\u017e zahrnut mezi zam\u011bstnance poji\u0161t\u011bn\u00e9ho pot\u00e1p\u011b\u010dsk\u00e9ho centra a nevykon\u00e1v\u00e1 sv\u00e9 povinnosti mimo n\u011bj.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11428589\" src=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/pro_1500.jpg\" alt=\"\" width=\"1500\" height=\"1000\" srcset=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/pro_1500.jpg 1500w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/pro_1500-300x200.jpg 300w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/pro_1500-768x512.jpg 768w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/pro_1500-700x467.jpg 700w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<p data-renderer-start-pos=\"2701\">Nyn\u00ed, kdy\u017e jsme si zhruba objasnili, co ka\u017ed\u00fd typ poji\u0161t\u011bn\u00ed zahrnuje, m\u016f\u017eeme na dv\u011b \u00favodn\u00ed ot\u00e1zky odpov\u011bd\u011bt podrobn\u011bji.<\/p>\n<p data-renderer-start-pos=\"7586\"><strong data-renderer-mark=\"true\">Pokud m\u00e1 m\u00e9 centrum poji\u0161t\u011bn\u00ed pot\u00e1p\u011b\u010dsk\u00e9ho centra, pot\u0159ebuje ka\u017ed\u00fd instruktor tak\u00e9 osobn\u00ed pojistku?<\/strong><\/p>\n<ul>\n<li data-renderer-start-pos=\"7689\">Pojistky typu \u010clen profesion\u00e1l kryj\u00ed pouze odpov\u011bdnost instruktora, nikoli odpov\u011bdnost centra.<\/li>\n<li data-renderer-start-pos=\"7788\">Centrum jako pr\u00e1vnick\u00e1 osoba m\u00e1 svou vlastn\u00ed povinnost p\u00e9\u010de v\u016f\u010di klient\u016fm, kter\u00e1 se li\u0161\u00ed od povinnosti individu\u00e1ln\u00edho instruktora.\n<ul>\n<li data-renderer-start-pos=\"7788\">V p\u0159\u00edpad\u011b nehody je proto pravd\u011bpodobn\u00e9, \u017ee klient za\u017ealuje centrum i instruktora. Je nezbytn\u00e9, aby i centrum bylo chr\u00e1n\u011bno pojistkou na odpov\u011bdnost.<\/li>\n<li data-renderer-start-pos=\"7788\">D\u00e1le, pokud klient nebo student utrp\u00ed nehodu v d\u016fsledku z\u00e1vady na vybaven\u00ed poskytnut\u00e9m pot\u00e1p\u011b\u010dsk\u00fdm centrem, odpov\u011bdnost pojistek typu \u010clen profesion\u00e1l se na n\u011bj nevztahuje z d\u016fvodu specifick\u00e9 v\u00fdjimky.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p data-renderer-start-pos=\"8284\"><strong data-renderer-mark=\"true\">Pokud maj\u00ed v\u0161ichni moji instrukto\u0159i ji\u017e pojistku typu \u010clen profesion\u00e1l, pot\u0159ebujeme st\u00e1le poji\u0161t\u011bn\u00ed pro pot\u00e1p\u011b\u010dsk\u00e9 centrum?<\/strong><\/p>\n<ul>\n<li data-renderer-start-pos=\"8411\">Poji\u0161t\u011bn\u00ed typu \u010clen profesion\u00e1l a \u010clen sportovec kryj\u00ed vlastn\u00ed pot\u00e1p\u011b\u010dsk\u00e1 zran\u011bn\u00ed instruktora, co\u017e pojistky pot\u00e1p\u011b\u010dsk\u00e9ho centra nekryj\u00ed.<\/li>\n<li data-renderer-start-pos=\"8551\">Pokud instruktor pracuje tak\u00e9 v jin\u00e9m centru nebo \u201ena vlastn\u00ed noze\u201c, poji\u0161t\u011bn\u00ed pot\u00e1p\u011b\u010dsk\u00e9ho centra ho neochr\u00e1n\u00ed, kdy\u017e pracuje mimo poji\u0161t\u011bn\u00e9 centrum.<\/li>\n<\/ul>\n<p data-renderer-start-pos=\"3907\">Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee je vhodn\u00e9 m\u00edt poji\u0161t\u011bn\u00ed <strong data-renderer-mark=\"true\">pot\u00e1p\u011b\u010dsk\u00e9ho centra<\/strong> vystaven\u00e9 na jm\u00e9no pot\u00e1p\u011b\u010dsk\u00e9ho centra nebo asociace a z\u00e1rove\u0148 poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen profesion\u00e1l<\/strong> nebo <strong data-renderer-mark=\"true\">\u010clen sportovec<\/strong> vystaven\u00e9 na jm\u00e9no jednotliv\u00e9ho pot\u00e1p\u011b\u010de.<\/p>\n<p data-renderer-start-pos=\"3907\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11428580\" src=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/girlz_1500.jpg\" alt=\"\" width=\"1500\" height=\"1000\" srcset=\"https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/girlz_1500.jpg 1500w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/girlz_1500-300x200.jpg 300w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/girlz_1500-768x512.jpg 768w, https:\/\/alertdiver.eu\/wp-content\/uploads\/2025\/09\/girlz_1500-700x467.jpg 700w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<p data-renderer-start-pos=\"8929\">Konkr\u00e9tn\u011bji:<\/p>\n<ul>\n<li data-renderer-start-pos=\"8945\">Pokud m\u00e1te centrum nebo p\u0159edsed\u00e1te klubu, sjednejte si pojistku pro <strong data-renderer-mark=\"true\">pot\u00e1p\u011b\u010dsk\u00e9 centrum<\/strong>, i kdy\u017e v\u0161ichni va\u0161i instrukto\u0159i ji\u017e\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 maj\u00ed osobn\u00ed poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen profesion\u00e1l<\/strong>.<\/li>\n<li data-renderer-start-pos=\"9124\">Pokud jste instruktor, je vhodn\u00e9 si sjednat poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen profesion\u00e1l<\/strong> na sv\u00e9 jm\u00e9no, ale posta\u010dit m\u016f\u017ee i poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen sportovec<\/strong>. Konkr\u00e9tn\u011bji:\n<ul>\n<li data-renderer-start-pos=\"9124\">Pokud pracujete jako pr\u016fvodce nebo instruktor mimo poji\u0161t\u011bn\u00e9 centrum, sjednejte si poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen profesion\u00e1l<\/strong>, abyste m\u011bli v\u017edy poji\u0161t\u011bn\u00ed odpov\u011bdnosti.<\/li>\n<li data-renderer-start-pos=\"9124\">Pokud pracujete pouze pro jedno centrum a jste uvedeni v seznamu zam\u011bstnanc\u016f jeho poji\u0161t\u011bn\u00ed pro <strong data-renderer-mark=\"true\">pot\u00e1p\u011b\u010dsk\u00e9 centrum<\/strong>, sjednejte si alespo\u0148 poji\u0161t\u011bn\u00ed typu <strong data-renderer-mark=\"true\">\u010clen sportovec<\/strong>, kter\u00e9 kryje va\u0161e zran\u011bn\u00ed p\u0159i pot\u00e1p\u011bn\u00ed. V\u017edy se ujist\u011bte, \u017ee poji\u0161t\u011bn\u00ed pro pot\u00e1p\u011b\u010dsk\u00e9 centrum, ke kter\u00e9mu jste p\u0159idru\u017eeni, z\u016fst\u00e1v\u00e1 platn\u00e9.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p data-renderer-start-pos=\"9756\">V p\u0159\u00edpad\u011b jak\u00fdchkoli pochybnost\u00ed n\u00e1s nev\u00e1hejte<a href=\"https:\/\/www.daneurope.org\/cs\/kontakty\"><span class=\"fabric-text-color-mark\" data-renderer-mark=\"true\" data-text-custom-color=\"#4c9aff\"> kontaktovat<\/span><\/a> telefonicky nebo e-mailem. R\u00e1di v\u00e1m pom\u016f\u017eeme naj\u00edt nejlep\u0161\u00ed \u0159e\u0161en\u00ed pro va\u0161i situaci.<\/p>\n<hr \/>\n<p data-renderer-start-pos=\"10322\"><strong data-renderer-mark=\"true\">O autorovi<\/strong><\/p>\n<p data-renderer-start-pos=\"10334\">Emanuele p\u016fsob\u00ed v DAN Europe od roku 2013 a v sou\u010dasnosti p\u016fsob\u00ed jako mana\u017eerka pro zkvalit\u0148ov\u00e1n\u00ed slu\u017eeb z\u00e1kazn\u00edk\u016fm. V\u011bnuje se zlep\u0161ov\u00e1n\u00ed zku\u0161enost\u00ed \u010dlen\u016f DAN d\u00edky lep\u0161\u00edmu porozum\u011bn\u00ed a vyu\u017e\u00edv\u00e1n\u00ed existuj\u00edc\u00edch nab\u00eddek a mo\u017enost\u00ed. Emanuele mluv\u00ed plynn\u011b italsky, anglicky a \u0161pan\u011blsky a je nad\u0161en\u00e1 p\u0159\u00ednosem, kter\u00fd pro pot\u00e1p\u011b\u010dskou komunitu znamen\u00e1 \u010dlenstv\u00ed v DAN Europe.<\/p>\n<hr role=\"presentation\" \/>\n<p data-renderer-start-pos=\"10701\"><strong data-renderer-mark=\"true\">P\u0159ekladatel<\/strong>: <a class=\"_mizu1p6i _1ah3dkaa _ra3xnqa1 _128mdkaa _1cvmnqa1 _4davt94y _ymio1r31 _ypr0glyw _zcxs1o36 _4bfu1r31 _1hms8stv _ajmmnqa1 _vchhusvi _kqswh2mm _syaz14q2 _ect41gqc _1a3b1r31 _4fpr8stv _5goinqa1 _f8pj14q2 _9oik1r31 _1bnxglyw _jf4cnqa1 _30l314q2 _1nrm1r31 _c2waglyw _1iohnqa1 _9h8h16c2 _1053w7te _1ienw7te _n0fxw7te _1vhvg3x0\" title=\"mailto:klement.hartinger@seznam.cz\" href=\"mailto:klement.hartinger@seznam.cz\" data-renderer-mark=\"true\" data-is-router-link=\"false\" data-testid=\"link-with-safety\">Klement Hartinger<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stru\u010dn\u00fd pr\u016fvodce pro zaji\u0161t\u011bn\u00ed pln\u00e9 ochrany pro pot\u00e1p\u011b\u010dsk\u00e1 centra, kluby a instruktory. Jsme na lodi a je kr\u00e1sn\u00fd den. Slunce sv\u00edt\u00ed, v\u00edtr je osv\u011b\u017euj\u00edc\u00ed, ale&#8230;<\/p>\n","protected":false},"author":9,"featured_media":11428599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[384],"tags":[1880],"authors":[2016],"class_list":["post-11428624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clanky","tag-zalezitosti-k-pojisteni","authors-emanuele-giacchetta-cs_CZ"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pot\u00e1p\u011b\u010dsk\u00e9 centrum versus profesion\u00e1ln\u00ed \u010dlenstv\u00ed: Kter\u00e9 poji\u0161t\u011bn\u00ed si vybrat? - Alert Diver<\/title>\n<meta name=\"description\" content=\"Nev\u00edte si rady mezi poji\u0161t\u011bn\u00edm pro pot\u00e1p\u011b\u010dsk\u00e1 centra a poji\u0161t\u011bn\u00edm pro profesion\u00e1ln\u00ed \u010dleny? 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